
105 Lost Beach
105 Lost Beach Lane
Ponte Vedra Beach, FL 32082
Watch this video for details on the PREFER model.
PREFER Loan Amount
Total Raise: $1,000,000
Down Payment: $577,500
2.5% Points: $46,800
Closing Costs: $93,625
Construction Fee & Costs: $25,000
Wholesale Fee: $80,000
Carrying Cost (6-8 Months): $270,000
PREFER Secured Loan Interest: $270,000
Cash on Cash Return: 27%
BECOME A LENDER ON A SIMILAR DEAL
Property Details
5 Beds, 5* Baths, 4,100 Sq. Ft.
*after adding bath
Two-Story with Pool + Spa
Steps to the Atlantic Ocean
Located in Private Neighborhood
Near Ponte Vedra Inn & Beach Club
Rehab Details
New Fully Remodeled Kitchen w/ Luxury Appliances
All Bathrooms Remodeled
Adding 1 Bath
Interior/Exterior Paint
New Flooring, Windows, and Sliders
Remove Pool Cage
Landscaping
Property Data
Buy Price: $1,650,000
Mortgage Amount: $1,872,500
Rehab Cost: $1,000,000
Estimated Completion: 6-8 Months
Estimated After Repair Value: $4,000,000
Estimated to Market: Late 2025 / Early 2026
Estimated Payout: Early 2026
The PREFER Model
High-End Luxury Fix & Flips
Operating only in coastal markets
Choosing properties that are not selling for their full value because they’re out of date and missing the key features & amenities luxury buyers are looking for.
Totally Passive
Short-Term Cash on Cash Returns
6-8 Month Rehab Timeline
Returns Expected Within 12 Months
Fractional
$50,000 Minimum
Geographic Mobility
Lender doesn’t have to be local to the property.
Extensive Due Diligence
Several third-party appraisals and consultations with local real estate agents and professionals to ensure these deals will produce the expected returns.

Property Updates
05.23.25 Update
Demo almost complete
Plans in process
05.09.25 Update
Demo has begun
Windows have been ordered
05.16.25 Update
Demo is well under way
05.30.25 Update
Demo is complete
Architectural plans in process
06.13.25 Update
Finalizing design plans.
06.06.25 Update
Demo is complete.
Architectural plans in place for taller/wider doorways.
Plumbing and electrical are next.

Get on the List
What is the PREFER Method?
-
The real estate market is certainly tough right now, but the data is showing there are certain markets in the luxury space that are continuing to have the greatest opportunity for high profits, specifically for luxury-level flippers. According to a recent Luxury Market Report by the Institute for Luxury Home Marketing, “The most significant trend, after a slow start to the year, is that the North American luxury real estate market has, for the most part, returned to a seller’s market.” The report also details that luxury is no longer defined solely by size or price and that buyers are now seeking premium properties that meet their specific requirements and they are willing to pay a premium if the property checks all of their boxes. This is the prefer model in a nutshell - picking properties in these strong higher-end markets that are not selling for their full value because they’re out of date and missing the key things luxury buyers are looking for. That’s why these properties can double in value with some strategic luxury remodels.
-
Yes! PREFER Lenders provide the gap funding for the project and are paid a set cash on cash return when the project is complete and the property sells.
-
Look above for the form to add you to the email list. Participants will receive emails when new projects are coming - they will be the first to hear of new projects. Lending on a project is a first come, first served basis and these projects fill fast, so we recommend you get on the list even if you are not quite ready to become a lender on an upcoming project.
-
No! These projects can be lended in full or they can be fractional. The minimum amount is $50,000.
-
Rehabs are estimated to take 6-8 months. Once the project is complete the property will be listed for sale. The average days on market for the locations we operate in are between 45 and 90 days, meaning our estimated timeline for lenders to be paid is 12-14 months.
-
Your loan is collateralized by the real estate through a promissory note.