109 Lost Beach

109 Lost Beach Lane

Ponte Vedra Beach, FL 32082

 

Watch this video for details on the PREFER model and the 109 Lost Beach property.


PREFER Loan Amount

Total Raise: $900,000

  • Down Payment: $489,375

  • 2.5% Points: $58,818.75

  • Closing Costs: $98,031

  • Construction Fee & Costs: $24,500

  • Wholesale Fee: $80,000

  • Carrying Cost (6-8 Months): $150,000

PREFER Secured Loan Interest: $252,000

Cash on Cash Return: 28%

BECOME A LENDER ON A SIMILAR DEAL

Property Details

  • 5 Beds, 4 Baths, 3,840 Sq. Ft.

  • Two-Story Family Home

  • Exclusive Community

  • Private Beach Access

  • Near Ponte Vedra Inn & Beach Club

Rehab Details

  • Full Demo in Kitchen

  • Oversized Luxury Appliances in Kitchen

  • All Bathrooms Remodeled

  • Interior & Exterior Paint

  • New Flooring, Windows and Sliders

Property Data

Buy Price: $1,450,000

  • Mortgage Amount: $1,960,625

  • Rehab Cost: $850,000

  • Estimated Completion: 6-8 Months

Estimated After Repair Value: $3,650,000

Estimated to Market: Summer 2026

Estimated Payout: Fall 2026

The PREFER Model

  • High-End Luxury Fix & Flips

    • Operating only in coastal markets

    • Choosing properties that are not selling for their full value because they’re out of date and missing the key features & amenities luxury buyers are looking for.

  • Totally Passive

  • Short-Term Cash on Cash Returns

    • 6-8 Month Rehab Timeline

    • Returns Expected Within 12 Months

  • Fractional

    • $50,000 Minimum

  • Geographic Mobility

    • Lender doesn’t have to be local to the property.

  • Extensive Due Diligence

    • Several third-party appraisals and consultations with local real estate agents and professionals to ensure these deals will produce the expected returns.

Property Updates

11.01.25 Update

  • Electrical and HVAC underway

  • Appliance package selected

  • Design team meeting with cabinet maker next week

11.15.25 Update

  • Custom cabinets underway

  • Insulation underway

11.08.25 Update

  • Electrical and HVAC complete

  • Insulation underway

  • Appliance package selected

  • Landscape designer on site this week

06.20.25 Update

  • Demo is under-way.

  • Design book in progress.

07.18.25 Update

  • Design book is complete

  • New architectural plans for additional bathroom & bar area complete

07.07.25 Update

  • Demo is under-way.

  • Design book in progress.

08.23.25 Update

  • Materials being finalized

  • Overgrown landscaping removed

08.01.25 Update

  • Design book complete & demo underway

08.29.25 Update

  • Builder finalized plans with design team Friday morning

  • Permit secured

  • Design book being finalized with new open concept layout

10.24.25 Update

  • Electrical and HVAC underway

  • Plumbing fixtures ordered

  • Vanities and cabinets ordered

10.17.25 Update

  • Electrical and HVAC underway

  • Cabinet design underway

  • Floor removal to begin next week

10.04.25 Update

  • Floor removal to begin next week

  • Electrical underway

  • HVAC underway

05.30.25 Update

  • Just closed last week

  • Demo about to begin

  • Architectural plans in process

06.13.25 Update

  • Demo is under-way.

06.06.25 Update

  • Remodel plans in approval process with architect.

  • Design book being completed.

  • Electrical and plumbing are next.

09.05.25 Update

  • Permit secured

  • Design book being finalized with new open concept layout

  • Demo to begin next week

09.26.25 Update

  • Demo completed, including demo to add bathroom

  • Electrical underway

  • HVAC underway

09.19.25 Update

  • Demo completed

  • Electrical underway

12.06.25 Update

  • Electrical, HVAC and insulation complete

  • Appliance package ordered

  • Custom cabinets underway

11.22.25 Update

  • Electrical & HVAC underway

  • Appliance package ordered

  • Windows en route

12.13.25 Update

  • Floor demo complete

  • Landscaping clean out complete

  • Custom cabinets underway

01.10.26 Update

  • New hurricane-grade window installation complete

  • Electrical, HVAC and insulation complete

  • Appliance package ordered

  • Custom cabinets underway

  • Floor demo complete

  • Framing complete

01.03.26 Update

  • New window insulation complete

  • Electrical, HVAC and insulation complete

  • Appliance package ordered

  • Custom cabinets underway

  • Floor demo complete

  • Framing complete

02.14.26 Update

  • Electrical, HVAC and insulation complete

  • All new windows installed

  • Custom cabinets underway

  • New window installation complete

  • Floor demo complete

  • Framing complete

01.17.26 Update

  • New hurricane-grade window installation complete

  • Electrical, HVAC and insulation complete

  • Appliance package ordered

  • Custom cabinets underway

  • Floor demo complete

  • Framing complete

01.31.26 Update

  • New hurricane-grade window installation complete

  • Electrical, HVAC and insulation complete

  • Appliance package ordered

  • Custom cabinets underway

  • Floor demo complete

  • Framing complete

03.07.26 Update

  • Electrical, HVAC and insulation complete

  • All new windows installed

  • Custom cabinets underway

  • New window installation complete

  • Floor demo complete

  • Framing complete

04.03.26 Update

  • Window Installation complete 

    Kitchen Cabinet Installation complete

    Electric Complete

    HVAC Complete

    Plumbing Complete 

    Stucco Complete 

    Finishing Interior Trim

    Floor being prepped for new flooring installation 

03.20.26 Update

  • Window Installation complete 

  • Electric Complete

  • HVAC Complete

  • Plumbing Complete 

  • Stucco Complete 

  • Exterior Paint to begin 

04.18.26 Update

  • Walls are primed and ceilings are painted

    Electrical trim 80% complete

    HVAC complete

    Flooring has been ordered

    Tile has started

    Cabinets are installed and the counters have been templated

    Gutters have been measured

    Appliances are on site

    Plumbing fixtures are on site.

05.01.26 Update

  • Walls are primmed and ceilings are painted

  • Electrical trim 80% complete

  • HVAC has been running

  • LVP flooring has been ordered

  • Tile is complete

  • Cabinets are installed and the counters have been templated

  • All trim is complete

  • Stucco is complete with finish color

  • Gutters have been measured

  • Appliances are on site

  • Plumbing Fixtures are on site

  • Last door was installed

  • Glass shower doors have been measured

06.26.26 Update

  • Walls are primed and ceilings are painted

    Electrical trim complete

    HVAC has been running

    Flooring complete

    Tile is complete

    Cabinets are installed and the counters have been templated

    All trim is complete

    Stucco is complete with finish color

    Gutters have been measured

    Appliances are set

    Plumbing Fixtures are on site

    Last door was installed/Front door installed

    Glass shower doors have been ordered

    Landscaping to begin

    Counter selections made and ordered

    Interior Vanities Ordered

    Floor Complete

    New Stairs and Railings Complete

    Interior Painting Continues

05.15.26 Update

  • Walls are primed and ceilings are painted

    Electrical trim 80% complete

    HVAC has been running

    LVP flooring has been ordered

    Tile is complete

    Cabinets are installed and the counters have been templated

    All trim is complete

    Stucco is complete with finish color

    Gutters have been measured

    Appliances are on site

    Plumbing Fixtures are on site

    Last door was installed

    Glass shower doors have been measured

    Landscaping Next week

    Counter selections made and ordered

    Interior Vanities Ordered

    Floor Ordered

    New Stairs and Railings Underway

07.24.26 Update

  • Interior Paint complete

  • Electrical trim complete

  • HVAC complete

  • Flooring complete

  • Tile is complete

  • Cabinets are installed and the counters have been installed

  • All trim is complete

  • Stucco is complete with finish color

  • Gutters complete

  • Appliances are installed

  • Plumbing Fixtures complete

  • Glass shower doors installed

  • Landscaping to begin

  • Interior Vanities Ordered

  • Floor Complete

  • New Stairs and Railings Complete

  • Stairs have been stained

  • Interior Painting Complete

07.11.26 Update

  • Interior Paint complete

  • Electrical trim complete

  • HVAC complete

  • Flooring complete

  • Tile is complete

  • Cabinets are installed and the counters have been installed

  • All trim is complete

  • Stucco is complete with finish color

  • Gutters complete

  • Appliances are set

  • Plumbing Fixtures complete

  • Glass shower doors installed

  • Landscaping to begin

  • Interior Vanities Ordered

  • Floor Complete

  • New Stairs and Railings Complete

  • Interior Painting Complete

Get on the List

What is the PREFER Method?